Tasks

1. Create an expenses list 
2. Categorize your expenses -- necessary, unnecessary, and not sure
3. Develop spending guidelines for one week
4. Keep a money journal for ALL purchases
5. Write down strategies for managing your challenging money habits (buying coffee, going to the drive-thru, etc.)

Helpful Resources for Week One

Savings

Expenses

Making Guidelines/Budgeting

Tasks

1.    Brainstorm frugal joys
2.    Calculate your happiness allocation (income minus expenses equals what you have left for your goals)
3.    Test out alternative strategies for letting go of less valued expenses
4.    Adjust your spending guidelines if needed.
5.    Continue keeping a money journal.

Helpful Resources for Week Two

Frugal Joys

Spending plans

Alternative Strategies for Letting Go of Expenses

Tasks

1. Determine 5-10 values that are important to you and describe your goals.
2. Using these values, create a statement to live by.
3. Determine the three things/experiences that make you happiest and what each of these things cost.
4. Determine the opportunity costs (what you would have to miss out on to do these things more frequently) of these things/experiences. Decide if these opportunity costs are worth it to you. 
5. Evaluate some items you cut out of your spending since starting the cleanse. If you want to add them back, calculate the annual cost and opportunity costs of these items. 
6. Make some of your activities fabulously frugal -- how can you reduce the expense of the things you like doing? 

Personal Values

List of Personal Values

Tasks

1. Dream about your goals, but then make them into SMART goals -- they should be Specific, measurable, attainable, relevant, and time-bound.
2. Make your financial dream team -- the people you want to share your goals with, who can help you achieve them through feedback, mentoring, and support. 
3. Create plans to mitigate financial toxins -- people or situations that put you in situations that sabotage your goals. You don't need to avoid them forever, but you should develop manageable plans for sticking to your goals when these things enter your life. 
4. Think about your spending triggers -- places and items that tend to make you spend more than you intend. Develop plans for managing or avoiding these places, and how you will reward yourself for sticking to your goals. 
5. Start planning your rainy day fund. Think through your regular expenses to determine how large it should be. 
6. Prioritize the goals you have created and determine which you want to tackle first.
7. Make recurring calendar events for "money parties," or time for yourself to handle your financial to-dos.
8. Complete the financial bliss checklist and determine what your next goals will be.
   1.